You can file a dispute through your PayPal account by following these steps. If you’ve gone through this checklist and still don’t know what the 40 charge is for, it may be time to contact your bank or credit card company to file a dispute. Our encryption and fraud monitoring help protect your transaction 24/7. Weve got your back Were committed to keeping your transaction secure by not sharing your financial information. If it’s small, it’s unlikely to be a scam, as fraudulent behavior is often behind larger charges. Contact us or visit our Help Center to get the answers and information you need. If you use PayPal, go through your list of charges and find the one with the same amount and date. Alternatively, consider whether you have given anyone your credit card number and security code. ![]() Depending on your payment card company, the phone number may appear with 40 or without 4029357733 the hyphens. Try to remember if you’ve let someone borrow your card recently. PayPal’s customer service phone number is 40, and it appears on your credit card or bank statement anytime when a new charge for a PayPal purchase is made. Whether you have any subscriptions that may require monthly, quarterly or annual charges.The Wise account is the universal way for you to manage money internationally. Whether you’ve made some online purchases in the past month Two hands over a box of peppers, one holding a phone showing the Wise digital.So when is the charge an actual fraud? Before starting to worry, go through all your transactions and your purchase receipts. That may happen if the trader is using PayPal to obtain and process payments. Depending on the issue, you'll see an option to message us, call us, use the PayPal chatbot, or ask the community. If the information you’re shown doesn't answer your question, scroll down. This number can also appear even if you don’t have a PayPal account. Choose the issue that most closely matches your reason for contacting us. However, if there isn’t enough to cover the whole charge, PayPal may charge your card instead. Thinking you have enough money in your balance, you proceed to make a purchase. Contact us Support Get help Account Management (+61) 2.8046. You may add a bank account or link your account to a card as a backup method of payment on PayPal. Another possible explanation is that you tried to use your PayPal balance to send money (or pay something) - but you came out short. Why Does 40 Even Appear?īut this is just one of the reasons for this number to appear in your credit card or bank statement. Since the merchant’s name may not appear as they’re using PayPal as the middleman, you may not be able to recognize the charge right away. It may be a legitimate charge, as it can indicate that you made an online purchase on a site that uses PayPal processing. ![]() Most of the time, there’s no need to worry about seeing this number in your statement. Confirm your social security number Withdrawals take a few days to show up in your bank account, a delay that can be. ![]() In some cases, it may be totally different from what your credit card or bank statement says. However, it may be abbreviated, shortened, or otherwise difficult to identify. It may also appear as “4029357733 ca.”Īdditionally, you may see the merchant’s name (the person who used PayPal to process the purchase, i.e., bill you) next to it. And to add to the confusion, it may have PayPal’s headquarters address next to it as well (2211 North First Street San Jose, CA, ZIP code 95131). Now, all that said, if you don’t have a Paypal account, or have not used it during the time that the transaction occurred, or otherwise don’t remember a purchase that correlates to that entry on your bank statement, by all means you should contact your bank, as it’s still entirely possible that it is fraudulant.Sometimes, it appears with hyphens, while other times, there may not be any. But that’s what that charge with the phone number 40 is. We agree that they do a poor job of making that clear (and to be fair, it may be out of their hands in terms of how it shows up on your statement). It is Paypal using your backup billing method to cover the shortfall because you dont’ have enough in your Paypal account. Remember way back when, when you signed up for Paypal, and you had to provide a bank account or credit card as a backup billing method? That’s what that charge is. This is how it appears on your bank statement or credit card transactions when you pay for something via Paypal, or something is otherwise charged to your Paypal account (such as through an automatic transaction, or using your Paypal debit card, for example), and you don’t actually have enough in your Paypal account to cover the charge. If you have been reviewing your bank records or credit card statement, and have found what you believe to be an unauthorized charge or charges that shows “Paypal” and the phone number 40, take a deep breath, and relax.
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